Tag: credit card

“Decoding Your Credit Score: A Simple Explanation for Everyone”

The credit score, primarily the CIBIL Score, is a crucial three-digit financial report card ranging from 300 to 900, regulated by the Reserve Bank of India (RBI). It determines access to affordable credit by indicating a borrower’s probability of default. A high score is built by consistently managing the two […]

December 12, 2025

Recent Posts

How was the IIT Delhi interview experience?
by Abhishek mourya
December 30, 2025
Do you ever feel the anxiety of an interview ? If yes, then this is most important post for you.I think everyone does it whenever they are preparing for the job or any research position.Now, the issue is not whether you felt anxiety or not . But, how to dealt […]
How to Say ‘No’ and Take Back Control of Your Schedule
by Abhishek mourya
December 22, 2025
Did you ever said ‘No’ to anyone ? The modern professional landscape is defined by a crisis of cognitive capacity, driven not by a lack of skill, but by an inability to regulate the influx of demands. In the domain of organizational psychology and behavioral neuroscience, the act of “saying […]
“Decoding Your Credit Score: A Simple Explanation for Everyone”
by Abhishek mourya
December 12, 2025
The credit score, primarily the CIBIL Score, is a crucial three-digit financial report card ranging from 300 to 900, regulated by the Reserve Bank of India (RBI). It determines access to affordable credit by indicating a borrower’s probability of default. A high score is built by consistently managing the two […]
How research opportunities are selective in India
by Abhishek mourya
December 2, 2025
Is a GDP expenditure of less than 4% enough for the growth and development of the research sector in India? This is a major question. However, I think another critical question is whether the funds allocated for research are being utilized properly. Is there any major corruption or favoritism occurring […]
“How to Create a Passive Income Stream (Even as a Beginner)”
by Abhishek mourya
November 17, 2025
The concept of generating income that requires little ongoing effort is perhaps the most sought-after goal in personal finance today. For a beginner, the path to establishing financial independence often seems complicated, requiring large starting capital or advanced market knowledge. However, modern financial strategies, particularly those leveraging the digital economy […]